Executive Financial Report: Cardinal (23025)
Navigating the local economic landscape in Cardinal (23025) reveals an average baseline monthly cost of living of approximately $3,357 for single individuals. This comprehensive benchmark reflects essential housing, food, tax, and healthcare commitments.
With typical rent and housing utilities averaging an affordable $742 per month—just 22% of baseline expenses—Cardinal offers exceptionally competitive housing costs compared to wider metropolitan averages across Virginia.
Local earnings in Cardinal (23025) demonstrate strong purchasing power. The area median family income of $68,953 significantly exceeds the annual baseline living threshold ($40,287.815) by a ratio of 1.71x. This economic buffer allows local households to comfortably absorb inflationary spikes and build long-term wealth.
Tax obligations represent roughly 17% ($559/month) of baseline monthly spending in zip code 23025. State and federal tax obligations form a consistent component of monthly financial planning. Meanwhile, essential groceries average $276 monthly for single adults.
In summary, living in Cardinal, VA requires balancing local real estate conditions with prevailing regional wage structures. Use the interactive calculator below to adjust these benchmarks for multi-person family households or compare 23025 against other US destinations.