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Cost of Living in Fernwood, MS (39635)

Executive Financial Report: Fernwood (39635)

Evaluating relocation options in Pike? The financial benchmark for residing in Fernwood, MS (39635) indicates that a single worker needs roughly $2,921 monthly ($35,047.579 annually) to maintain an adequate standard of living.

With typical rent and housing utilities averaging an affordable $550 per month—just 19% of baseline expenses—Fernwood offers exceptionally competitive housing costs compared to wider metropolitan averages across Mississippi.

Household earnings in Fernwood generally align with basic living standards. With an area median family income of $44,588, local workers earn roughly 1.27x the baseline living cost ($35,047.579/year). While adequate, maintaining a comfortable safety net requires mindful budgeting.

Tax obligations represent roughly 15% ($449/month) of baseline monthly spending in zip code 39635. State and federal tax obligations form a consistent component of monthly financial planning. Meanwhile, essential groceries average $255 monthly for single adults.

In summary, living in Fernwood, MS requires balancing local real estate conditions with prevailing regional wage structures. Use the interactive calculator below to adjust these benchmarks for multi-person family households or compare 39635 against other US destinations.

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Total Monthly Cost$2,921Est. $35,048 / year
Housing / Rent$55018.8% of monthly budget
Food & Groceries$255Essential food benchmarks
Area Median Income$44,588Annual household average

Expense Distribution

Detailed Monthly Breakdown

Housing$550
Food$255
Transportation$882
Healthcare$493
Taxes$449
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