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Cost of Living in Cohasset, MA (02025)

Quick Financial Snapshot

Hourly Living Wage$29.07 / hrBased on 2,080 hrs/yr
Target 50/30/20 Salary$120,936 / yrTo live comfortably
Family of 4 Monthly Cost$11,413 / mo2.3x single adult baseline

Executive Financial Report: Cohasset (02025)

Evaluating relocation options in Norfolk? The financial baseline for residing in Cohasset, MA (02025) indicates that a single adult needs roughly $5,039 monthly to cover basic survival expenses.

Housing stands out as the primary financial pressure point in zip code 02025, consuming a substantial 37% of the average baseline budget ($1,847/month). Such high shelter costs signal a competitive rental and real estate market in Cohasset, where prospective buyers and renters must exercise strict budgeting to avoid cost-burdened status.

To maintain sustainable financial health in Cohasset (02025) using the popular 50/30/20 budgeting framework, your essential living expenses ($5,039/month) should not exceed 50% of your net take-home pay. Consequently, an individual needs a target gross annual salary of approximately $120,936 to cover necessities while building savings. On an hourly basis, working a standard 2,080-hour work year requires a minimum hourly living wage of $29.07/hour just to meet basic survival costs.

For a family of four (2 adults and 2 children), basic monthly expenditures in Cohasset increase to $11,413 per month ($136,956/year)—approximately 2.3x higher than the single-adult baseline. Childcare premiums and multi-bedroom housing represent the largest contributors to this family budget increase. Compared against the area median family income of $132,539, local wages provide a 2.19x coverage ratio relative to single-adult baseline expenses.

Transportation costs average $778/month (15% of budget), while essential healthcare premiums demand $338/month. Direct tax liabilities consume $944 monthly (19% of spending). Factoring state income tax brackets into compensation negotiations is recommended. Overall, living in Cohasset (02025) requires balancing real estate trends with local earnings.

Select Household Composition

Recalculate costs based on your family size

Total Monthly Cost$5,039Est. $60,467 / year
Housing / Rent$1,84736.7% of monthly budget
Food & Groceries$340Essential food benchmarks
Area Median Income$132,539Annual household average

Expense Distribution

Detailed Monthly Breakdown

Housing$1,847
Food$340
Transportation$778
Healthcare$338
Taxes$944
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Frequently Asked Questions

Living Cost FAQs for Cohasset (02025)

Q: What is the minimum hourly living wage required in Cohasset, MA (02025)?

To cover essential living costs without financial distress, a full-time worker (2,080 hours/year) in Cohasset (02025) requires a minimum hourly living wage of $29.07/hour.

Q: How much salary do I need to live comfortably in Cohasset (02025)?

Following the 50/30/20 budgeting rule (where necessities consume 50% of net income), a single adult needs a target gross annual salary of roughly $120,936 to live comfortably in Cohasset (02025).

Q: What is the monthly cost of living for a family of four in Cohasset (02025)?

Estimated baseline monthly living expenses for a family of four (2 adults, 2 children) in Cohasset (02025) are $11,413 per month ($136,956 per year).