Executive Financial Report: Middlesboro (40965)
Evaluating relocation options in Bell? The financial benchmark for residing in Middlesboro, KY (40965) indicates that a single worker needs roughly $2,685 monthly ($32,215.84 annually) to maintain an adequate standard of living.
With typical rent and housing utilities averaging an affordable $475 per month—just 18% of baseline expenses—Middlesboro offers exceptionally competitive housing costs compared to wider metropolitan averages across Kentucky.
Household earnings in Middlesboro generally align with basic living standards. With an area median family income of $33,255, local workers earn roughly 1.03x the baseline living cost ($32,215.84/year). While adequate, maintaining a comfortable safety net requires mindful budgeting.
Tax obligations represent roughly 16% ($432/month) of baseline monthly spending in zip code 40965. State and federal tax obligations form a consistent component of monthly financial planning. Meanwhile, essential groceries average $244 monthly for single adults.
In summary, living in Middlesboro, KY requires balancing local real estate conditions with prevailing regional wage structures. Use the interactive calculator below to adjust these benchmarks for multi-person family households or compare 40965 against other US destinations.