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Cost of Living in Ferguson, KY (42533)

Executive Financial Report: Ferguson (42533)

Evaluating relocation options in Pulaski? The financial benchmark for residing in Ferguson, KY (42533) indicates that a single worker needs roughly $2,650 monthly ($31,800.475 annually) to maintain an adequate standard of living.

With typical rent and housing utilities averaging an affordable $460 per month—just 17% of baseline expenses—Ferguson offers exceptionally competitive housing costs compared to wider metropolitan averages across Kentucky.

Local earnings in Ferguson (42533) demonstrate strong purchasing power. The area median family income of $54,805 significantly exceeds the annual baseline living threshold ($31,800.475) by a ratio of 1.72x. This economic buffer allows local households to comfortably absorb inflationary spikes and build long-term wealth.

Tax obligations represent roughly 16% ($426/month) of baseline monthly spending in zip code 42533. State and federal tax obligations form a consistent component of monthly financial planning. Meanwhile, essential groceries average $220 monthly for single adults.

In summary, living in Ferguson, KY requires balancing local real estate conditions with prevailing regional wage structures. Use the interactive calculator below to adjust these benchmarks for multi-person family households or compare 42533 against other US destinations.

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Total Monthly Cost$2,650Est. $31,800 / year
Housing / Rent$46017.4% of monthly budget
Food & Groceries$220Essential food benchmarks
Area Median Income$54,805Annual household average

Expense Distribution

Detailed Monthly Breakdown

Housing$460
Food$220
Transportation$892
Healthcare$406
Taxes$426
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