Executive Financial Report: Ellsworth (67439)
Evaluating relocation options in Ellsworth? The financial baseline for residing in Ellsworth, KS (67439) indicates that a single adult needs roughly $2,986 monthly to cover basic survival expenses.
With typical rent and housing utilities averaging an affordable $543 per month—just 18% of baseline expenses—Ellsworth offers exceptionally competitive shelter costs compared to wider metropolitan averages across Kansas.
To maintain sustainable financial health in Ellsworth (67439) using the popular 50/30/20 budgeting framework, your essential living expenses ($2,986/month) should not exceed 50% of your net take-home pay. Consequently, an individual needs a target gross annual salary of approximately $71,664 to cover necessities while building savings. On an hourly basis, working a standard 2,080-hour work year requires a minimum hourly living wage of $17.23/hour just to meet basic survival costs.
For a family of four (2 adults and 2 children), basic monthly expenditures in Ellsworth increase to $5,966 per month ($71,592/year)—approximately 2.0x higher than the single-adult baseline. Childcare premiums and multi-bedroom housing represent the largest contributors to this family budget increase. Compared against the area median family income of $74,968, local wages provide a 2.09x coverage ratio relative to single-adult baseline expenses.
Transportation costs average $954/month (32% of budget), while essential healthcare premiums demand $481/month. Direct tax liabilities consume $472 monthly (16% of spending). Factoring state income tax brackets into compensation negotiations is recommended. Overall, living in Ellsworth (67439) requires balancing real estate trends with local earnings.